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As individuals age or live with disabilities, everyday activities such as bathing, eating, or moving around the home can become increasingly difficult.
In response to this growing need, the Singapore Government offers the Home Caregiving Grant (HCG)—a monthly financial support designed to ease the burden on families providing care for elderly or disabled loved ones.
Understanding the Home Caregiving Grant (HCG)
The Home Caregiving Grant is a monthly cash payout of up to $400 intended for Singaporean households who care for elderly or disabled family members.
This grant is especially beneficial for families that rely on domestic helpers due to work or lack of family support.
HCG supports individuals who require assistance with at least three out of six Activities of Daily Living (ADLs):
- Eating
- Bathing
- Dressing
- Transferring (from bed to chair, etc.)
- Toileting
- Mobility (moving around within the home)
These benefits help households manage the high cost of caregiving—especially in situations where elderly members rely solely on senior pensions for income.
Eligibility Criteria for the $400 HCG in 2025
To qualify for the $400 monthly grant, applicants must meet specific criteria set by the Ministry of Health.
Eligibility Requirements
| Criteria | Details |
|---|---|
| Nationality | Care recipient must be a Singapore Citizen or Permanent Resident. |
| Residency | Must reside in Singapore. Those living overseas are ineligible. |
| Severe Disability | Individual must be unable to perform at least 3 ADLs independently. |
| Income Threshold | Monthly per capita household income must be $2,800 or below. |
| Property Ownership | Max payout ($400) for those owning only one property. |
| Multiple Properties | If more than one property is owned, the payout drops to $250 monthly. |
How to Apply for the Home Caregiving Grant
Family members can apply on behalf of someone with a severe disability or mental illness.
Steps to Apply
- Log into the official HCG portal using your SingPass account.
- Scan the QR code and access the application form.
- Choose your preferred payment method (electronic transfer is recommended).
- Submit the required documents and wait for up to 6 weeks for processing.
Always apply through official government websites and never share personal information with unauthorized platforms.
Why Families Choose to Apply for HCG
Many Singaporean households turn to domestic helpers or maids due to the following reasons:
- Dual-income families lack time for full-time caregiving responsibilities.
- Some households lack extended family support.
- Hiring a helper is relatively affordable due to government subsidies.
- Many locals avoid blue-collar caregiving roles, increasing dependence on hired help.
The Ministry of Manpower ensures that domestic workers are protected by laws covering medical care, rest days, and fair treatment.
Home Caregiving Grant Payment Dates – 2025
Monthly payouts will continue throughout 2025, with qualified individuals receiving their grants starting in May 2025—provided the application has been completed and approved.
Payment Tiers
| Condition | Monthly Payout |
|---|---|
| Owns 1 property only | $400/month |
| Owns more than 1 property | $250/month |
Additional assistance may be offered if the household intends to renovate or adapt the home to better suit the needs of the care recipient.
The Home Caregiving Grant 2025 is a vital support system for families providing care to disabled or elderly loved ones in Singapore. By offering up to $400 per month, it relieves the financial strain and enables better caregiving. If you meet the criteria, apply early using your SingPass to ensure timely approval and receive monthly assistance tailored to your family’s needs.
FAQs
Can someone apply for the HCG on behalf of a family member?
Yes, if the individual is mentally ill or severely disabled, a family member can complete the application using their SingPass.
What happens if I have more than one property?
If the applicant or household owns multiple properties, the monthly grant will be reduced to $250.
When will the 2025 payments begin?
Payments are scheduled to begin in May 2025, assuming successful application and eligibility confirmation.