Australians facing rising living expenses will soon get a much-needed financial boost. In 2025, the Australian Government is rolling out a $400 Centrelink Cost of Living Payment as a one-time, tax-free initiative to help eligible individuals and families cope with the increasing cost of essentials such as groceries, rent, and utilities.
This article breaks down everything you need to know—eligibility, payment date, how to apply, and additional financial support available in 2025.
What Is the $400 Centrelink Cost of Living Payment?
The $400 Centrelink payment is a cost-of-living supplement provided to eligible Centrelink recipients. It’s part of the broader federal government plan to combat inflation and support those on fixed or low incomes.
This payment will be automatically deposited into bank accounts of eligible individuals—no separate application required if you’re already receiving qualifying Centrelink payments.
Eligibility Criteria for the $400 Payment
To receive this Centrelink Cost of Living Payment, you must currently be receiving one of the following benefits:
- Age Pension
- Disability Support Pension
- Carer Payment or Carer Allowance
- JobSeeker Payment
- Parenting Payment
- Youth Allowance
- Family Tax Benefit
- ABSTUDY or Austudy
- Special Benefit
- Holders of Commonwealth Seniors Health Card
You must also meet the income and asset thresholds applicable to your benefit type. If you’re unsure of your eligibility, log into your myGov account linked with Centrelink to review your status.
When Will the $400 Payment Be Made?
The scheduled payment date for the $400 Centrelink Cost of Living Payment is:
21 August 2025
If the date falls on a weekend or public holiday, payments may be processed earlier. Make sure your banking details in your Centrelink profile are up to date to avoid delays.
Payment Schedule Overview
| Feature | Details |
|---|---|
| Payment Amount | $400 (one-time, tax-free) |
| Scheduled Payment Date | 21 August 2025 |
| Disbursement Method | Direct deposit via myGov-linked bank account |
| Eligibility | Recipients of Centrelink benefits (listed above) |
| Application Required? | No, automatic for most eligible recipients |
| Payment Status Tracking | Use the myGov Centrelink portal or Express Plus Centrelink app |
| Additional Bonus in 2025 | Up to $700 in March 2025 for qualifying individuals |
How to Apply If You’re Not Already Receiving Centrelink Payments
If you are not yet on Centrelink but believe you may qualify, follow these steps to ensure you receive the payment:
- Log into your myGov account and link it with Centrelink.
- Go to “Payment and Claim” section.
- Choose “Manage Payment” or “Advance Payment.”
- Fill in your personal details and select your benefit type.
- Upload any required documentation.
- Submit your application.
Centrelink will process your claim and, if approved, will deposit the $400 payment directly into your linked bank account.
Additional Government Support in 2025
Besides the $400 Centrelink payment, the Australian Government is also offering other cost-of-living relief:
- $700 Cost-of-Living Cash Boost (March 2025): Another one-off payment for eligible recipients.
- Energy Rebates: Up to $400 to help with utility costs for low-income households.
- Rent Assistance Increase: A 10% rise in rent support for qualifying recipients.
These initiatives aim to lessen the financial stress on households during economic instability.
How to Stay Updated and Avoid Missing the Payment
To make sure you receive the $400 payment:
- Update your bank details in Centrelink immediately.
- Regularly check your myGov inbox for updates.
- Download the Express Plus Centrelink app for alerts.
- Call Centrelink for support if your circumstances change.
The $400 Centrelink Cost of Living Payment is a welcome relief in 2025 for Australians coping with high expenses. By staying informed and ensuring your Centrelink details are current, you can receive this support with ease and plan your finances better.
FAQs
Do I need to apply separately for the $400 payment?
No. If you are currently receiving eligible Centrelink payments, the $400 will be automatically deposited into your account.
What if I don’t get the payment on 21 August 2025?
If the payment is delayed, check your bank details in myGov, and ensure you meet eligibility requirements. Payments may be delayed due to public holidays or verification checks.
Can I still get the payment if I apply for Centrelink after August 2025?
You may be eligible for a late disbursement if you meet criteria and applied late. Check with Centrelink directly for your case.